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      <title>LLC or S Corporation: What's Better for Your Business?</title>
      <link>http://www.businessiswarfare.org/llc-or-s-corporation-what-s-better-for-your-business</link>
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           Choosing the right business type is important to the success of your business. Find out whether your company should be an LLC or S corporation.
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    &lt;img src="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/www.businessiswarfare.com.png" alt="LLC or S Corporation: What's Better for Your Business? www.BusinessIsWarfare.com" title="LLC or S Corporation: What's Better for Your Business?"/&gt;&#xD;
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            An S corporation isn't a business entity like an LLC; it's an elected tax status.
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            LLC owners must pay self-employment taxes for all income. S-corp owners may pay less on this tax, provided they pay themselves a "reasonable salary."
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            LLCs can have an unlimited number of members, while S-corps are limited to 100 shareholders. 
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            This article is for entrepreneurs who are trying to decide whether they should structure their business as an LLC or S corporation. 
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           When starting a business, you have several types of business entities to choose from. LLCs and S corporations are popular options, but they differ in many ways, from taxes to management structure. In some instances, a business may even be both an LLC and an S-corp. Here's what you need to know about these business types and their differences before you decide which is right for your business.
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           What is an LLC?
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           An 
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           LLC, which stands for "limited liability company,"
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            is a business structure that protects the personal assets of the business's owners (referred to as "members"). If the business gets tangled in legal troubles or is sued by a debt collector, the plaintiff or creditor can only go after the business's assets, not the personal assets of the LLC members.
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           If the LLC is taxed as a sole proprietorship, it has the tax advantages of being a pass-through entity, which means its profits "pass through" the business to the LLC members, so they can report the profits on their personal tax returns rather than filing a corporate tax return. The LLC members must pay self-employment tax on their income.
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           Alternatively, an LLC may be taxed as an S-corp, which means the member must be paid a 
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           reasonable salary
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           , which the LLC reports as a business expense and deducts payroll taxes from. The business's remaining profits are distributed as dividends.
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           Key takeaway: An LLC shields the personal assets of the members from business creditors. It is a pass-through entity, so LLC members report earnings on their personal tax returns.
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           What is an S-corp?
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           An 
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           S corporation
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           , also referred to as an S-corp or S subchapter, is a tax election that lets the IRS know your business needs to be taxed as a partnership. It also prevents your business from incurring corporate-level double taxation. To become an 
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           S-corp
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           , your business first must register as a C corporation or LLC. 
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           In an S-corp, the business owners are called shareholders. As an owner, you are considered an employee of the business and must pay yourself a reasonable salary. An S-corp's profits, losses, deductions and credits are taxed at the shareholder level.
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           To qualify as an S-corp, your business can have one to 100 shareholders. Your business must also be located in the U.S., and you must file with the IRS as an American corporation.
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           Key takeaway: An S corporation is not a type of business – it is a type of tax election. The tax liability of S-corp sole proprietorships or partnerships belongs to the members, or shareholders. An LLC may also file as an S-corp. 
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           What is the difference between an LLC and S-corp?
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           Small business owners often choose to structure as an LLC because it offers more freedom than corporation structures. But before making this critical decision, it's important to know the differences between the LLC and S-corp. 
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           Tax differences
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           An S-corp is not a business entity like an LLC, sole proprietorship, partnership or corporation. Rather, it's an elected method of determining the way your business will be taxed. With an S-corp tax status, a business avoids 
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           double taxation
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           , which is when a corporation is taxed on its profits and then again on the dividends that shareholders receive as their personal earnings. 
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           An LLC can be an S-corp – or even a 
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           C corporation
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            – depending on how the business owner chooses to be taxed. An LLC is a matter of state law, while an S-corp is a matter of federal tax law. 
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           In an LLC, members must pay self-employment taxes, which are Social Security and Medicare taxes, directly to the IRS. These tax rates change on an annual basis, but the 
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           self-employment income tax rate in 2020
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            is 12.4% for Social Security and 2.9% for Medicare, according to the IRS. Any income an LLC generates is considered taxable income.
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           With an S-corp, shareholders are paid a salary and the business pays their payroll taxes, which can be deducted as a business expense from the company's taxable income. If the business has leftover profits, they are distributed to shareholders as dividends – which have a lower tax rate than regular income.
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           Management structure
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           LLCs and S-corps also differ in management, according to Guy Baker, Ph.D., founder of 
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           Wealth Teams Alliance
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           "When members manage an LLC, the LLC is much like a partnership, or a sole proprietorship if there's only one member," said Baker. "If run by managers, the LLC more closely resembles a corporation, as members will not be involved in the daily business decisions." 
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           Baker stated that S-corps generally have directors and officers; a board of directors oversees corporate formalities and major decisions. The directors elect officers who manage daily business operations. 
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           Shareholder structure, subsidiary restrictions and stock
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           S-corps can't have more than 100 shareholders total, while an LLC can have an unlimited number of members. Additionally, S-corps can't have non-U.S. citizens as shareholders, but an LLC allows non-U.S. citizens to be members.
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           They also have different subsidiary restrictions. LLCs are allowed subsidiaries without restriction, while S-corps aren't allowed to set up any subsidiaries. 
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           Finally, LLCs cannot issue stock, while S-corps can – though they can only issue one class of stock.
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           Key takeaway: Choosing the right entity requires extensive research on how the guidelines and restrictions will affect your business taxes, management structure, and ability to form subsidiaries and issue stock.
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           Is an LLC or S-corp better for entrepreneurs?
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           Honestly, it depends. Filing to become an LLC is a good approach to begin with, because this structure offers liability protection and tax write-offs. However, as your business grows beyond the startup stage, switching to an S-corp may make financial sense. As income from the LLC increases, so does the self-employment tax, according to Vincenzo Villamena, CPA and managing partner at 
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           Global Expat Advisors
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           . 
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           "With an LLC, the income passes through to the owner, who has to pay 15.3% self-employment tax," Villamena said. "If the owner resides abroad, the 
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           Foreign Earned Income Exclusion
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            can minimize income tax but not self-employment tax. With an S corporation, on the other hand, the owner can take a salary from the profits and apply the Foreign Earned Income Exclusion to minimize income tax." 
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           S-corps may make more sense financially for many businesses, but unless there is a specific reason to make the switch, it may not be the best move for a single-member LLC, according to Anthony Viola, CPA and senior partner at 
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           KVLSM LLP
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           . 
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           "I personally like the flexibility that LLCs offer business owners," Viola said. "Yes, there's the downside of having to pay self-employment taxes, but in an S-corp, the owners are required to take salaries under the IRS's reasonable compensation regulations." 
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           Key takeaway: Whether your business should be an LLC or an S-corp depends on the stage it's in. LLCs typically work best for startups, but as your company grows, you may want to become an S-corp to reduce self-employment taxes.
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           What certificates are required for an LLC and an S-corp?
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           To understand LLCs and S-corps, it helps to understand 
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           C corporations
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           . Taxed under Subchapter C, C-corps are separate taxable entities that file 
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           Form 1120
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           . An LLC or C-corp may be converted into an S-corp by filing the 
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           Form 2553
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             with the IRS, as long as it meets all Subchapter S guidelines. 
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           LLCs require business owners to file with the state the LLC was formed in, and these requirements may vary by state, according to Brian Cairns, CEO of 
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           ProStrategix Consulting
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           "Most states require some public notification, which can be costly depending on the jurisdiction," Cairns said. "For example, in New York state, you have to advertise in the county in which the LLC is formed. If you form in one of the five boroughs of NYC, this can cost upward of $1,000." 
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           For S-corps, you'll need to file articles of incorporation in the state where you want to incorporate. An annual shareholder's meeting and additional state reporting are also required. 
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           Key takeaway: To be taxed as an S-corp, you must fill out Form 2553, file articles of incorporation in your desired state and meet Subchapter S guidelines. LLC requirements vary by state and may require public notification.
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           Should I have my LLC taxed as an S-corp?
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           While the right structure for your business depends on you, any other owners, and the business itself, you should be aware of both the benefits and the drawbacks if you have your LLC taxed as an S-corp. 
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           Pros
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            The business pays your salary and the payroll taxes on it. This may save you money on taxes because, as with a regular LLC, you would pay self-employment taxes on the business's gross income.
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    &lt;li&gt;&#xD;
      &lt;span&gt;&#xD;
        
            Additional earnings are distributed to shareholders as dividends. This may also save you money, since dividends are taxed at a lower rate than income. 
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           Cons
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            There's a salary cap. You must establish reasonable compensation for owner-employees.
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            You're limited to one class of stock and 100 shareholders.
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      &lt;a href="https://www.peoplekeep.com/blog/how-s-corporation-owners-can-deduct-health-insurance-expenses" target="_blank"&gt;&#xD;
        
            Shareholders own more than 2% of the company's stock
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             and can't claim employee health insurance as a tax-free benefit as they could with a C-corp. 
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    &lt;span&gt;&#xD;
      
           Having your LLC taxed as an S-corp once you hit the $60,000-a-year mark is a great decision, according to Scott Royal Smith, founder and CEO of 
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    &lt;a href="https://royallegalsolutions.com/" target="_blank"&gt;&#xD;
      
           Royal Legal Solutions
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           . 
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           "This allows you to divide the income between personal income and dividend income, and gets you to a lower overall tax rate," Smith said. "The drawback is that you also have to pay for an individual S corporation tax return at that point. You have to weigh the tax savings in what you're keeping from the government against how much the CPA is going to charge you." 
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           Smith believes that the $60,000 annual mark is usually where that plays out. Before then, it's best to accept the money as personal income and file 
          &#xD;
    &lt;/span&gt;&#xD;
    &lt;a href="https://www.irs.gov/forms-pubs/about-form-1040" target="_blank"&gt;&#xD;
      
           Form 1040 
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           on your personal return. 
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      &lt;span&gt;&#xD;
        
            Key takeaway: Having your LLC taxed as an S corporation can save you money on self-employment taxes. However, you will have to file an individual S-corp tax return, which means paying your CPA to file an additional form. An S-corp is also less structurally flexible than an LLC. 
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           Can an LLC purchase membership interests in an S-corp?
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           Generally, no, but there are loopholes in business and finance. The ownership stake of an LLC member is called a 
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    &lt;/span&gt;&#xD;
    &lt;a href="https://www.upcounsel.com/llc-membership-interest" target="_blank"&gt;&#xD;
      
           membership interest
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           , and owners of an S-corp are called shareholders. 
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           Shares or stock represent a shareholder's interest in a corporation. In the event the corporation does not issue stock certificates and only documents the number of shares distributed on paper, an LLC that wants ownership interest in an S-corp would purchases shares, not membership interest. 
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    &lt;/span&gt;&#xD;
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    &lt;span&gt;&#xD;
      
           An LLC with more than one member can't purchase or own S-corp stock because it violates Subchapter S guidelines. However, a single-member LLC that's taxed as a 
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    &lt;/span&gt;&#xD;
    &lt;a href="https://www.pntax.com/faq-what-is-a-disregarded-entity/" target="_blank"&gt;&#xD;
      
           disregarded entity
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            could own S-corp stock, which is uncommon. 
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  &lt;p&gt;&#xD;
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           Key takeaway: Although a single-member LLC or a business deemed a disregarded entity can own stock in an S-corp, an LLC with more than one member cannot purchase membership interests under Subchapter S guidelines.
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    &lt;span&gt;&#xD;
      
           Many entrepreneurs set up their new ventures as LLCs to have some legal protection for their personal assets. When your business grows, though, it's a good idea to speak with your CPA and look into filing as an S-corp for the financial benefits. You should also determine how many investors, stock classes and foreign owners will be members of your LLC in order to follow the proper guidelines under your state laws.
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  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
           Joshua Stowers contributed to the reporting and writing in this article. Some source interviews were conducted for a previous version of this article.
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    &lt;span&gt;&#xD;
      
           READY TO START YOUR LLC OR S-CORP BUSINESS ENTITY? CALL US AT (602) 456-0427 . See our COMPLETE startup package Here:
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    &lt;/span&gt;&#xD;
    &lt;span&gt;&#xD;
      &lt;span&gt;&#xD;
      &lt;/span&gt;&#xD;
    &lt;/span&gt;&#xD;
    &lt;a href="https://www.businessiswarfare.com/" target="_blank"&gt;&#xD;
      
           https://www.businessiswarfare.com/
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&lt;/div&gt;</content:encoded>
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      <pubDate>Sun, 10 Jan 2021 22:50:40 GMT</pubDate>
      <guid>http://www.businessiswarfare.org/llc-or-s-corporation-what-s-better-for-your-business</guid>
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      <title>Why You Should Have a Business Bank Account</title>
      <link>http://www.businessiswarfare.org/why-you-should-have-a-business-bank-account</link>
      <description />
      <content:encoded>&lt;div data-rss-type="text"&gt;&#xD;
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    &lt;span&gt;&#xD;
      
           Whether you’ve just barely started a new business or you’ve been in business for several years, a business bank account is vital to both your sanity and survival.
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    &lt;img src="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/Business+is+Warfare+%282%29.jpg" alt="Whether you’ve just barely started a new business or you’ve been in business for several years, a business bank account is vital to both your sanity and survival. www.BusinessIsWarfare.com" title="Whether you’ve just barely started a new business or you’ve been in business for several years, a business bank account is vital to both your sanity and survival. www.BusinessIsWarfare.com"/&gt;&#xD;
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           In the early stages, you may not feel like it’s necessary and that you can easily separate what needs to be tracked. But if you intend to make your business a long-term endeavor, here’s why you will most certainly need to create a business bank account.
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           Tax season
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           If you plan to file taxes as a business and your bank accounts are not yet separate, buckle up. You’re going to have to separate every transaction and place it under business or personal. It will save you a lot of time and effort by opening a business bank account now instead of wishing you had on tax day.
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           Deductions
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           Most businesses have 
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    &lt;a href="https://www.irs.gov/businesses/small-businesses-self-employed/deducting-business-expenses" target="_blank"&gt;&#xD;
      
           multiple items
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    &lt;span&gt;&#xD;
      
            they intend to deduct come tax season. But if your personal and business bank accounts are one and the same, good luck convincing Uncle Sam of that. By not separating your expenses, your business runs the very real risk of looking more like a nice hobby rather than a full-fledged business.
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           Additionally, when all your personal and business transactions are in the same place, you run a different risk: missing deductions entirely. With so many transactions, many of them are going to blend together and some will get forgotten or lost. You don’t want to miss out on deductions you could have written off, do you?
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           Audits
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           No one likes the prospect of an audit from the IRS. If you’re not separating your personal and business bank accounts, you are inviting an audit. The IRS is very serious about classifying legitimate businesses from “hobby businesses”. Be aware of 
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    &lt;a href="https://www.irs.gov/uac/business-or-hobby-answer-has-implications-for-deductions" target="_blank"&gt;&#xD;
      
           what factors the IRS will be looking for
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            to make sure you don’t accidentally bring your business an unwanted audit.
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           It’s required (for some)
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           Set aside whether or not it’s convenient for a moment. For certain business types, it’s actually a requirement. If your business is incorporated, you are required to have separate accounts. If you are caught without a separate business bank account, you could be setting your business up for disaster.
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           Professionalism
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           Do you want to be a reputable business? Think of how a business may be perceived if it issues personal checks instead of business checks. For some, that may even be a red flag and lead them to believe you’re not a real business. By having a business bank account, you can issue checks in the business’s name instead of your own and improve your credibility as a business entity.
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  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
           As a small business owner, you have enough on your plate to deal with on a daily basis. By separating your personal and 
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    &lt;/span&gt;&#xD;
    &lt;a href="https://www.sba.gov/blogs/how-open-small-business-bank-account-online" target="_blank"&gt;&#xD;
      
           business bank accounts
          &#xD;
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    &lt;span&gt;&#xD;
      
           , it is one less thing you have to worry about. No more trying to sort through and decide (or remember) which transaction goes into which bucket. If you haven’t already, first take the time to become an official business. Then, do everything you can to completely separate your personal financials from business financials. It may be a headache right now, but later you will be glad you did it.
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           #businessiswarfare
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      <pubDate>Sat, 02 Jan 2021 00:24:33 GMT</pubDate>
      <guid>http://www.businessiswarfare.org/why-you-should-have-a-business-bank-account</guid>
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    <item>
      <title>5 Steps to Scale From a Hungry Solopreneur to an Unstoppable Enterprise</title>
      <link>http://www.businessiswarfare.org/5-steps-to-scale-from-a-hungry-solopreneur-to-an-unstoppable-enterprise</link>
      <description />
      <content:encoded>&lt;h3&gt;&#xD;
  
         Above all else, focus on your product and your customers.
        &#xD;
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  &lt;img src="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/5+Steps+to+Scale+From+a+Hungry+Solopreneur+to+an+Unstoppable+Enterprise.BusinessIsWarfare.com.jpg" alt="Above all else, focus on your product and your customers." title="Above all else, focus on your product and your customers."/&gt;&#xD;
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           Many entrepreneurs start as solopreneurs: They start a new business by themselves and don't have any partners or staff members to assist them with their business's management and operations.
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           This can be a good thing or a bad thing, depending on the circumstances. If you start a business by yourself, you have total control over your company's leadership decisions. You aren't forced to consult with a partner about anything beforehand. You'll also own 100 percent of the company, which means you won't have to split the profits with other owners or partners.
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           It is not a great idea to remain a solopreneur forever, though. Eventually, there comes a point when you want to scale up your business, and it becomes impossible to do so unless you hire more help. Let's examine the top five key pillars to scaling from a hungry solopreneur to an unstoppable enterprise.
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           1. Create a popular product or service
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           Solopreneurs try to do everything themselves. Aside from managing their businesses, they must focus on creating products or services which people will want to purchase. That can be difficult for a solopreneur because they have so many other things to focus on. These distractions make it difficult to perform the proper research needed to learn what consumers in their market are demanding. 
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           If you don't want to feel overwhelmed as a solopreneur, then start your business as simply as possible. Don't worry so much about renting commercial property, marketing your website, printing business cards or any other repetitive task. Instead, focus entirely on your industry's target audience and what they are demanding from companies in that industry. Then create a product or service which matches their demand.
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           The idea is to put all your energy into creating or offering something that people will want to buy in overwhelming numbers. If you're selling products, it is OK to hire a manufacturer to create those products for you on a contractual basis. And if it's a service, offer it to the best of your ability and make your customers extremely happy. When you have something worthy to sell, everything else about running your business will come easy.
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           2. Hiring and outsourcing
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           Solopreneurs are usually on tight budgets, which is why they do all their daily tasks themselves. They don't want to outsource work or pay employees to help them because they cannot afford it. Do you feel this way too?
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           You will stress yourself out by taking on too many responsibilities. Don't expect to become your own accountant, marketer, tax advisor, customer service representative and manufacturer. It will get to the point where you become too tired and exhausted to produce quality work, and your business will suffer for it.
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  &lt;p&gt;&#xD;
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           There is nothing wrong with working 12-plus hour days to grow your business. But once your business starts making money, you should hire additional workers to help you. These could be freelancers, part-time employees or full-time employees. Start with one freelancer or employee and gradually hire more people as your business generates more profits.
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           You'll know you have an unstoppable enterprise when you have several different managers and employees working under you. But you cannot get there unless you break free from being a solopreneur at some point.
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           3. Invest in a CRM system
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    &lt;span&gt;&#xD;
      
           Your customers are the backbone of your company. Even if you think you can handle all the managerial responsibilities on the backend by yourself, how will you manage all your customers too?
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           The more you grow your company, the more customers you will receive. It will become nearly impossible to answer all their questions and fulfill all their orders without some way to manage them better. Therefore, you should invest in a customer relationship management system to manage customer information, sales and actionable insights. Building a strong relationship with your customers is how you get repeat business. As a solopreneur, you'll need all the help you can get in that department. That is why a customer relationship management system is an invaluable asset to bring into your company.
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           4. Invest in fast and easy marketing techniques
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           Automated marketing is a great way to save time as a solopreneur. Some experts will tell you to post classified ads and blog messages to attract new customers online. But these actions are repetitive and time-consuming. You will have trouble devoting each day to marketing when you have so many other tasks to do as a solopreneur. It is better to invest in fast and easy marketing techniques, such as pay-per-click (PPC) campaigns.
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           In PC campaigns, each time someone clicks on your ad, you pay the bid price set in your campaign for the searched keyword. You only pay when people click on your ads and visit your website.
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           The point here is that you don't need to spend as much time doing search engine optimization or ad postings because the PPC campaigns do all the advertising for you. After you set up campaigns, you can leave them on autopilot and let them get to work promoting your business for you. 
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           5. Don't sell out
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           As you build your business as a solopreneur, you'll increase the value of your company significantly. If the business generates a lot of profit, you might get offers from investors who'll want to purchase your company for a decent amount of money. It is always tempting for a solopreneur to sell their company and collect a nice big check. But do not give in to this impulse.
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           If you have a business that is worth buying, then it must be a valuable business. Why would you want to sell it when you could build and expand it? The whole point of creating a business is so you can turn it into a huge success. Don't just sell because you achieved a little bit of success. Go all the way with it until it is an unstoppable enterprise!
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      <pubDate>Wed, 23 Dec 2020 13:35:39 GMT</pubDate>
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      <title>Small-Business Owners, Here's What You Need to Do to Reduce Your Taxes During Biden's Presidency</title>
      <link>http://www.businessiswarfare.org/small-business-owners-here-s-what-you-need-to-do-to-reduce-your-taxes-during-biden-s-presidency</link>
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      <content:encoded>&lt;h3&gt;&#xD;
  
         Proactive tax planning will be the key to saving thousands in the coming year.
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          Joe Biden will likely begin working on his promise to raise taxes in his first 100 days. So how can you plan now to reduce or avoid the proposed tax increases? Biden promised to avoid tax increases on anyone with less than $400,000 of income, so that amount becomes your new goal for taxable income when investing and tax planning, regardless of your actual income or cash flow.
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           Set up your business as an S corporation
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           First, never ever use a Schedule C to report your business income. Instead, form your business as an S corporation. You can either form it as a limited liability company (LLC) and elect to tax it as an S corporation on form 2553 or you can form as a corporation as use the same form 2553 to elect S corporation status. 
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           When you form an S corp, these now fall under business expenses:
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           car payments, home office expenses, 50% of meals, travel and continuing education tuition.
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           Don’t forget that Biden also wants to increase social security taxes on all income over $400,000. When your company is an S corporation, you only pay social security tax on your salary. Unlike a Schedule C or partnership, you don’t pay social security taxes on your distributions. The key is to pay yourself a reasonable salary. What is reasonable? According to the IRS, a reasonable salary is what you would pay someone else to do your job. Remember, as a business owner, you really have two roles. One, as the leader of the business (e.g., CEO or President) and two, as the owner. Only pay yourself enough to compensate you for being the leader of the business. Typically, this should not be more than 50% of the total amount you take out of your business.
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           Some people seem to think an S corporation requires a lot of work. Consider this fact, if your net income from the business is $800,000, under the Biden tax plan, you would pay $63,467 less each year in social security taxes by forming your business as an S corporation and paying yourself a salary of $200,000. You may be able to justify an even lower salary, which would only increase your tax savings. By the way, in this scenario, even under the current tax regime, you would lower your social security taxes by more than $23,000 by forming your business as an S corporation.
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           Consider reinvesting in your business or other tax-incentivized activities
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           Remember that the tax law is basically a series of incentives, primarily for business and investing. Any money you reinvest in your business is deductible and therefore not taxable. If your net income is $800,000 from your business and you reinvest $400,000 back into your business, your taxable income from the business will be reduced to $400,000. This takes you back down to $400,000 of net income. Now, in addition to reducing your taxable income to $400,000, you should also receive full benefit of the Qualified Business Income Deduction (QBID).
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           Biden has suggested that businesses with income over $400,000 would lose the QBID. The amount of the QBID, in this case, would be as high as $80,000, or 20% of taxable income. This means you would only be taxed on $320,000, as substantial tax savings from your
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           original tax liability on $800,000.
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           Business is only one tax-favored investment. Currently, real estate and natural resources are also highly-favored investments, effectively allowing 100% deduction for every dollar invested. Biden has suggested both investment preferences will be reduced or eliminated. Instead, the most favored investment will be clean energy.
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           All this means is that investors who don’t or can’t reinvest all their excess earnings back into their business should consider realigning
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           their investment strategy to include clean energy investments. How to do this will depend on how Biden actually changes the tax laws. This brings us to our third recommendation.
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           Develop a comprehensive tax strategy with a good CPA
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           Every business owner will have different objectives for both their business and their investing. That’s why having a strong CPA on your team who has a system for developing tax strategies, and who stays on top of tax law changes is critical to your success. Take the time now, before the end of 2020, to develop your tax and wealth/investment strategy. Then, when the tax laws change, you will be prepared.
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      <pubDate>Wed, 23 Dec 2020 13:16:40 GMT</pubDate>
      <guid>http://www.businessiswarfare.org/small-business-owners-here-s-what-you-need-to-do-to-reduce-your-taxes-during-biden-s-presidency</guid>
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      <title>Why Right Now Is the Best Time Ever to Start a Business</title>
      <link>http://www.businessiswarfare.org/why-right-now-is-the-best-time-ever-to-start-a-business</link>
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         Macro-economic uncertainty is creating opportunities entrepreneurs have not seen in decades. Seize this extraordinary moment.
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           I am really concerned about starting a new company right now. I think the world is too unstable and it’s just too risky,” a very close friend of mine was relaying to me the other day. “I have a job. I don’t want to voluntarily quit, have my company fail and then struggle to find something on the other side.”
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            “You need to look at things differently,” I responded. “You need to look at the extraordinary opportunities and the lower barriers to entry for starting a company right now. You can have access to people and talent that you would not have had previously.” 
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            “Yes, I know, but I am still worried," my friend immediately responded. “I guess I want to have my cake and eat it.” 
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            As technology futurist Kevin Kelly would say, right now is the best time to start a new business. Unfortunately, many potential founders, like my friend, are fearful. This is not anecdotal. Between 1978 and 2012, the number of new companies declined by nearly 44 percent, according to the Kauffman Foundation. 
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            Paradoxically, recessions and unstable periods present the best opportunities to start new companies. During the 2008 Financial Crisis, billion dollar startups like Uber, Airbnb, and many others were founded partly as a response to changing market dynamics. 
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            Related: What the Work-From-Home Boom Means for Your Future
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            The present day is no exception, offering once-in-a-lifetime opportunities and unfair advantages to potential entrepreneurs. Among these are increased access to people and talent at lower and negotiable costs, and an environment in which consumers are more willing to try new products and services — often out of necessity. 
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            Increased Access to People and Talent
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            During boom periods, engineering, design, product and sales talent can be incredibly challenging to recruit and eventually close. Not only is the talent scarce on the market, but the best ones often command fees that can quickly bankrupt a nascent startup if they do not show value from their hires quickly. 
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            Now, many established companies and even startups have laid off talent due to decreased marketplace demand. And due to larger market dynamics, overall salaries have also declined for once in-demand positions. 
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            This has opened up people and talent-recruiting opportunities for entrepreneurs; with the ability to access talent that is critical to early stage growth that would otherwise be lured by larger salaries or more stable opportunities. Entrepreneurs can also rely more on alternative compensation schemes like equity to lure potential hires as the cash compensation and bonuses become more scarce.  
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            Although the fixed costs to start a new company (i.e. servers, real estate, etc.) have come down considerably over the past 20 years, they are still relatively high for early stage entrepreneurs. For real estate leases, SaaS and other capital and operating expenditures, entrepreneurs are often faced with high initial upfront expenses before their business ever generates its first spate of revenue.
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            In leaner and meaner times, real estate costs often decline considerably and landlords are more than willing to provide attractive deal terms to close a deal, including office renovations and more flexible lease terms. Other cost centers like SaaS and independent-contracting services may be more open to negotiation and flexible business terms as well. All of this decreases the cost of starting a business and allows entrepreneurs to deploy precious capital resources into hiring and product rather than fee based services. 
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            A foundational challenge to starting and growing a new business is acquiring customers. An expensive proposition, this will often involve persuading consumers to try a new product option or category or switch between brands. Many entrepreneurs often fail at this process, even when equipped with a significant capital war chest.
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            In the current environment, customer-acquisition costs may decrease considerably. First, due to economic necessity and changes in routine, consumers may be more willing to try new products and services or even switch brands from their normal selection. More importantly, as new behaviors and routines come to the fore, consumers may adopt different products and services. This provides ample new opportunities for acquisition. 
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            Related: 2 Vital Things You Need to Do to Protect Your Business
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            Leaner and meaner times present a host of macro-economic challenges. Somewhat paradoxically, but also logically, this makes right now the best time to start a new business. Chiefly, this is because of greater access to people and talent, negotiable fees and a greater willingness amongst consumers to try new products — sometimes out of necessity. 
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      <pubDate>Wed, 23 Dec 2020 13:04:53 GMT</pubDate>
      <guid>http://www.businessiswarfare.org/why-right-now-is-the-best-time-ever-to-start-a-business</guid>
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      <title>5 fall side hustles, some of which can pay $40 per hour — or even more</title>
      <link>http://www.businessiswarfare.org/5-fall-side-hustles-some-of-which-can-pay-40-per-hour-or-even-more</link>
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         As summer comes to an end, here are five side hustles that could make you money this fall, like babysitting or learning to taking notes for college courses.
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           More than 1 in 4 people with side hustles (27%) rely on that income to help cover basics like bills, according to a May DollarSprout survey of almost 700 adults. Fall offers plenty of opportunities for those looking to earn extra money, especially this year.
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            “I think the trends we’re going to see this fall will all be about providing services to working parents,” says Kathy Kristof, editor of Sidehusl.com, including tutoring and child care. “If you can provide that support, you’re likely to find plenty of work. And there’s a good chance that you’ll be able to get premium rates for your time, too.”
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            Here are five side hustles to consider picking up this fall. 
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            Babysitting
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            With many schools electing to go remote again this fall, at least temporarily, many parents working full time will need someone to help take care of their kids throughout the day.
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            If babysitting seems like a viable choice for you, “there’s gonna have to be a certain degree of vetting that goes on,” Dr. David Hirschwerk, infectious diseases doctor at the North Shore University Hospital in Manhasset, New York, told Grow. “I would want to know, in the household, has anybody recently been ill? And I think you’d want to know to what degree is that household practicing social distancing.”
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            Sitters nationwide can make anywhere from around $13 to $20 per hour, according to Care.com. Sign up to be a babysitter on sites like Care.com, Sittercity, and UrbanSitter.
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            Tutoring
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            Similarly, as the school year begins, parents may be looking for people who can help their kids improve in certain subjects or supplement school activities. 
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            If you’re especially good at algebra, love writing essays, or have a vast knowledge of world history, for example, consider signing up to be a tutor on a site like Varsity Tutors. Varsity Tutors offers students hour-long virtual lessons in anything from calculus to German with tutors making between $15 and $40 per hour, according to SideHusl.
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            If you’re great at an instrument, consider offering lessons on platforms like Lessonface. Prices vary anywhere from $60 for four one-hour lessons to a group to $50 for a 30-minute lesson that’s one-on-one. Lessonface typically takes 15% of teachers’ earnings if students found them via the website and 4% if teachers recruited the students on their own.
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            Delivering groceries
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            With the pandemic ongoing and some experts warning of a second wave this fall, millions of American may continue to order groceries to be delivered to their homes rather than going to the supermarket themselves. Consider signing up to be a shopper for services like Instacart, which pays an average of $13 per hour, according to Glassdoor, or Shipt, which pays an average of $22 per hour, according to Indeed.
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            But given ongoing virus concerns, it’s important to make sure that in supermarkets and grocery stores, you can still “adhere to the principles of social distancing,” says Hirschwerk. Keep that six-foot distance from other people and wear a mask.
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            These rules apply for making the deliveries, too. Ask your employer what kind of contactless delivery system is in place to mitigate your risks. And make sure your employer has a break system in place to allow you to wash your hands frequently and to rest.
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            Taking notes for a class
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            If you happen to be taking an undergraduate-level college or university course this coming fall, you may be able to make some money off of it. Sites like StudySoup let you post materials like class notes and study guides for others to use, with the site paying $35 for every subscription your notes generate. You can also get paid $2 every time a current user or free trial user adds your notes to their library.  
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            For the best results in terms of profits, StudySoup recommends picking courses that draw in 50 or more students, have three or more exams, and include regular lectures.
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            Selling your stuff online
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            As long as you’re inside and social distancing, this fall might present a great opportunity to clean out your bedroom and sell whatever’s in good condition online. Apps like Poshmark offer great opportunities for selling used clothes and sites like Decluttr will buy your used electronics. Sites like Mercari and eBay are good for selling anything from baby toys to car parts.
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            In the last three years, college student Aleah Mazyck has made $41,000 selling used clothes online.
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      <pubDate>Wed, 26 Aug 2020 17:04:57 GMT</pubDate>
      <guid>http://www.businessiswarfare.org/5-fall-side-hustles-some-of-which-can-pay-40-per-hour-or-even-more</guid>
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      <title>The most in-demand side hustles you can do from home, according to Fiverr and Upwork</title>
      <link>http://www.businessiswarfare.org/the-most-in-demand-side-hustles-you-can-do-from-home-according-to-fiverr-and-upwork</link>
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          The most in-demand side hustles you can do from home, according to Fiverr and Upwork
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           In April, the unemployment rate rose by more than 10%, with at least 26 million Americans out of work due to the Covid-19 pandemic.
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           With more time spent at home to stop the spread of the virus, many people are turning to side hustles as a way to make more money in trying times. 
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           Curious how you can earn some cash? Here are some areas where you can find lucrative work that you can do from home, according to experts from freelancer platforms Fiverr and Upwork. 
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           These companies examined their database to see trends and popular gigs that are getting traction while people stay home amid Covid-19. Some of these jobs require special skills or expertise, while others can be done remotely with just a computer and internet connection. 
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           When considering a side hustle, “think about your competitive strategy,” Nancy Van Brunt, director of freelancer and agency success at Upwork, tells CNBC Make It. In other words: What skills do you already have that could be marketable? “Really think about your services as a business,” she says.
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           Blogging, building websites and social media
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           As more businesses transition online, they’re looking to hire people who know how to build an online presence for a brand, a representative for Fiverr tells CNBC Make It.
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           The side hustles
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           There are lots of ways you can do this, for example, you can earn anywhere from $75 to $1,045 writing an online article, or $135 to $995 optimizing existing content for SEO, according to Fiverr, which looked at a sampling of what users are earning now in their more than 300 categories.
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           (Pricing depends how long the project will take to complete and level of expertise, and both Fiverr and Upwork take a percentage of earnings.)
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           ﻿
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           Building a website, which entails writing code for Wordpress, can earn you $395 to $4,095, according to Fiverr.
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           ﻿
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           Video editors can charge between $100 and $3,200 to edit everything from social media videos to event footage.
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           ﻿
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           And managing social media accounts for a brand, which includes strategizing, writing and creating posts for platforms like Twitter and YouTube, can earn you $25 an hour on average, according to Upwork. 
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           ﻿
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           App development and product testing
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           ﻿
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           The Covid-19 pandemic has led to a 50% increase in registration volume across many categories on Upwork, including technology-related jobs, according to data from the end of March and April. Specifically, there’s a demand for web, mobile and software development, says Upwork’s Van Brunt. 
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           ﻿
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           The side hustles
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           ﻿
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           Mobile app development is one of the highest-paying side hustles on Fiverr, with projects costing between $300 and $3,000, but this requires knowledge of software engineering and coding. 
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           ﻿
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           Graphic designers who focus on UI, or user interface (which basically means designing the way users interact with a product like an app or website via the buttons they click or the text entry fields that use, etc.), can earn $185 to $6,300 on app projects.
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           ﻿
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           Quality assurance testing, which is essentially testing that a piece of software or an application does what it says, can earn you $36 an hour on average, per ZipRecruiter. (QA testers typically have a computer science background and knowledge of testing software like Selenium.)
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           ﻿
          &#xD;
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           Teaching whatever you’re good at
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           ﻿
          &#xD;
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           More consumers are looking for productive ways to spend their time in lockdown, according to Fiverr. If you have internet connection and a computer, you can earn money teaching a variety of skills you already have.
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           ﻿
          &#xD;
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           The side hustles
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           ﻿
          &#xD;
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           Fiverr introduced new service categories between March 20 and April 3 to cater to people stuck at home during the pandemic, such as crafting, cooking, music, language and fitness lessons. People charge from $5 a class to $100 depending upon how involved the lesson is, and their own experience.
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           ﻿
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           For example, home chefs sell recipes and remote cooking tutorials starting at $5, and as high as $100.
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           ﻿
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           Personal trainers offer virtual training sessions or classes from $15 to $75. 
          &#xD;
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           ﻿
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           Covid-19-specific projects
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           While the pandemic crisis has put many people out of work, clients and freelancers on Upwork are seeing a demand for projects that are specifically related to Covid-19, according to Van Brunt.
          &#xD;
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           ﻿
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           “There’s opportunity to really make an impact by helping companies looking for help on these immediate and urgent needs,” she says.
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           ﻿
          &#xD;
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           The side hustles
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           ﻿
          &#xD;
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           Van Brunt has seen job listings on Upwork for graphic designers who can create new signage for hospitals, software developers who can build apps that track Covid-19 cases, for example.
          &#xD;
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           ﻿
          &#xD;
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           Graphic design projects like this — creating displays, logos or marketing materials — can sell for $100 to $3,000 on Fiverr.
          &#xD;
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           ﻿
          &#xD;
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           To find work that relates to Covid-19, Upwork has added a “Covid-19 Job Feed” for users who are registered with the site and looking for Covid-19 jobs. You may also want to search for keywords like, “healthcare industry” or “online educational services,” according to Upwork. 
          &#xD;
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           ﻿
          &#xD;
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          ﻿
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&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/106512243-1588175626204young-millennial-woman-working-at-her-home-based-freelance-business-modern-office_t20_xvzrl1.jpg" length="179402" type="image/jpeg" />
      <pubDate>Mon, 24 Aug 2020 05:27:05 GMT</pubDate>
      <guid>http://www.businessiswarfare.org/the-most-in-demand-side-hustles-you-can-do-from-home-according-to-fiverr-and-upwork</guid>
      <g-custom:tags type="string" />
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        <media:description>main image</media:description>
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    </item>
    <item>
      <title>8 freelance jobs you can do from home that pay $15 an hour or more</title>
      <link>http://www.businessiswarfare.org/8-freelance-jobs-you-can-do-from-home-that-pay-15-an-hour-or-more</link>
      <description />
      <content:encoded>&lt;h3&gt;&#xD;
  
         From social media manager to translator, here are eight freelance jobs you can pick up during the coronavirus pandemic and do from home.
        &#xD;
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&lt;div&gt;&#xD;
  &lt;img src="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/106668615-1597775611741-african-american-receptionist-on-phone_t20_7Orr3O.jpg"/&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
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           Nearly 62% of people said that they do not have enough emergency savings to last six months, according to a June 2020 FlexJobs survey of 1,100 U.S. adults. One way to make extra money is to pick up some freelance work.
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           ﻿
          &#xD;
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           Whether you’re employed full time or are considering freelance work even as you seek out full-time employment, here are eight freelance jobs that pay at least $15 an hour and that can be done from the safety of your own home.
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           ﻿
          &#xD;
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           Find many of these positions on sites like FlexJobs, Indeed, and ZipRecruiter.
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           ﻿
          &#xD;
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           Social media manager
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           These days, a company’s social media presence, from Pinterest to Twitter, is crucial in connecting it with its audience and building its voice. As such, brands hire social media managers to plan out and implement their social media strategy and to grow their digital presence.
          &#xD;
    &lt;/span&gt;&#xD;
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           ﻿
          &#xD;
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           Note that some of these jobs may require past experience in the field. 
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           ﻿
          &#xD;
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  &lt;p&gt;&#xD;
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           Typical hourly pay: $15 per hour, according to PayScale
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           ﻿
          &#xD;
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           Transcriber
          &#xD;
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  &lt;p&gt;&#xD;
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           Companies and individuals record conversations for a variety of reasons, from doing interviews for research to documenting company meetings. Transcribers listen to and transcribe these recordings accurately and clearly for future use.
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    &lt;/span&gt;&#xD;
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           ﻿
          &#xD;
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           Typical hourly pay: $15 per hour, according to PayScale
          &#xD;
    &lt;/span&gt;&#xD;
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           ﻿
          &#xD;
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      &lt;br/&gt;&#xD;
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  &lt;p&gt;&#xD;
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           Customer service representative
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  &lt;p&gt;&#xD;
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           Customer service representatives work in an array of fields, from banking to retail, and respond to an organization’s customer inquiries via internet chat, email, or phone. They report issues with products or services that customers may be having and generally serve as the face, or the voice, of a company.
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    &lt;/span&gt;&#xD;
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           ﻿
          &#xD;
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  &lt;p&gt;&#xD;
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           Typical hourly pay: $16 per hour, according to the Bureau of Labor Statistics (BLS)
          &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
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    &lt;/span&gt;&#xD;
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           ﻿
          &#xD;
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      &lt;br/&gt;&#xD;
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  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
           Virtual assistant
          &#xD;
    &lt;/span&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
           Businesses small and large need someone to take care of administrative tasks from calendar management to event planning to data entry, and many managers turn to virtual assistants for help.
          &#xD;
    &lt;/span&gt;&#xD;
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  &lt;p&gt;&#xD;
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           ﻿
          &#xD;
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      &lt;br/&gt;&#xD;
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  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
           Note that some of these jobs may require previous virtual assistant experience.
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           Typical hourly pay: $19 per hour, according to ZipRecruiter
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           Resume writer
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           With millions of people looking for work during the pandemic, now is a great time to use your skills to help applicants craft the most impressive resume.
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           If you have recruitment or human resources experience and know what employers are looking for, consider writing resumes on the side by offering your services on sites like Upwork or Fiverr.
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           Typical hourly pay: $21 per hour, according to ZipRecruiter
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           Translator
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           Translators, who are needed in a wide range of industries from medicine to law to literature, must have a deep understanding of the languages they are working in so they can accurately communicate not merely words themselves but the intention and cultural nuance behind them.
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           Typical hourly pay: $29 per hour, according to ZipRecruiter
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           More from Grow:
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           6 jobs it’s increasingly possible to do from home that pay up to $71,000 per year
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           7 jobs in high demand right now, and what experts suggest you consider if you want to apply
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           6 remote jobs in high demand that can pay as much as $77,000 per year
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           Expert in your field
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           If you’re an expert in anything from RV repair to veterinary work, you may be able to lend your know-how to people in need. Sites like JustAnswer offer users with questions for anyone from lawyers to appraisers the chance to pose these questions on the site and get a response from an appropriate expert within minutes.
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           Typical hourly pay: JustAnswer experts get paid anywhere from $18 to $50 per answer
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           Bookkeeper
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           Bookkeepers keep track of financial records for businesses and organizations. They monitor and record expenditures and profits using various kinds of software and databases, produce income reports, and check to make sure records are accurate.
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           Note that bookkeepers often need some postsecondary education, and some positions may require previous experience.
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           Typical hourly pay: $19 per hour, according to BLS
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      <enclosure url="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/106668615-1597775611741-african-american-receptionist-on-phone_t20_7Orr3O.jpg" length="116885" type="image/jpeg" />
      <pubDate>Mon, 24 Aug 2020 05:05:48 GMT</pubDate>
      <guid>http://www.businessiswarfare.org/8-freelance-jobs-you-can-do-from-home-that-pay-15-an-hour-or-more</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/106668615-1597775611741-african-american-receptionist-on-phone_t20_7Orr3O.jpg">
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        <media:description>main image</media:description>
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    <item>
      <title>DO YOU KNOW HOW TO HANDLE A NEGATIVE REVIEW?</title>
      <link>http://www.businessiswarfare.org/do-you-know-how-to-handle-a-negative-review</link>
      <description />
      <content:encoded>&lt;h3&gt;&#xD;
  
         Tips on How to Respond to A Negative Review.
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           Your company is your baby and you would do anything to protect it. The worst feeling in the world is when someone does not feel the same way or even insults your precious baby with a negative review.﻿
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           ﻿
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           No company can avoid a negative review. It will inevitably happen no matter what field you are in, even if it is creating clothes for puppies. The best action you can take is to be prepared with a plan of action. 
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           ﻿
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           ﻿
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           Here is a list of tips to help you handle a negative review.
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           ﻿
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           ﻿
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           Take a deep breath – When you first see a negative review, you may feel the need to respond right away. While it is important to respond within 48 hours of the negative review, responding when you are emotional will lead to remarks that may come across as insults, accusations against the reviewer, or something inappropriate.
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           ﻿
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           ﻿
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            Apologize but do not make excuses – “I am sorry you feel that my company did not respond to your inquiry quickly, but we have been busy.” Responding with an excuse will make you appear insincere and take away from the apology. Either apologize for how your company handled the complaint or use this as a time to highlight your strengths, maybe even both. An example would be “We sincerely apologize that our company did not respond in a timely fashion, with 10 years of experience and thousands of customers we understand the importance of each individual…” 
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           ﻿
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           ﻿
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           Make sure your page looks professional – Make sure that you have claimed your business on review sites. It will make your page look more professional and might deter some from writing a negative review. Even if it does not deter people, it will appear to those who write a review that his or her complaints or issues will be resolved. If you are not sure about how to claim your credit repair company or are not sure why you should, check out our blog on why claiming your company is necessary.   
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           ﻿
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           ﻿
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           Remember Social Media – There are two major things to remember about social media when dealing with reviews. The first is that social media can be harmful if you are not careful. On Facebook, there is a feature that can allow customers to post on your page, but you can and should disable this feature. People can still comment or like your posts, but you do not want people posting negative comments directly onto your page for everyone to see. While there is a chance that social media can hurt, posting and providing new content regularly can help your SEO score and push negative reviews down and ensure that people see good content first.
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           ﻿
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           ﻿
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            You will have to deal with negative reviews at some point in your company’s life. It is important to remember that it is not a reflection on you and reviews can be actually be beneficial. Reviews, both positive and negative, are a way to help you see where your company may have shortcomings but also where you are excelling. 
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&lt;/div&gt;</content:encoded>
      <pubDate>Mon, 24 Aug 2020 04:59:22 GMT</pubDate>
      <author>Digitalseoinc@gmail.com (Eric Brown)</author>
      <guid>http://www.businessiswarfare.org/do-you-know-how-to-handle-a-negative-review</guid>
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    <item>
      <title>3 tips for building a successful side hustle for less, from experts who now make 6 figures</title>
      <link>http://www.businessiswarfare.org/3-tips-for-building-a-successful-side-hustle-for-less-from-experts-who-now-make-6-figures</link>
      <description />
      <content:encoded>&lt;h3&gt;&#xD;
  
         From figuring out what you’re good at to getting a website, here are three free or cheap tips for starting a successful side hustle.
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           Unemployment in the 
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    &lt;a href="https://www.cnbc.com/2020/08/07/jobs-report-july-2020.html" target="_blank"&gt;&#xD;
      
           U.S. fell
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            for the third month in a row, from 
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    &lt;a href="https://www.cnbc.com/2020/07/02/jobs-report-june-2020.html" target="_blank"&gt;&#xD;
      
           11.1%
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            in June to 10.2% in July, as Americans slowly find work again during the 
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    &lt;a href="https://grow.acorns.com/coronavirus-resource-center/" target="_blank"&gt;&#xD;
      
           coronavirus pandemic
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           .
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           Still, despite the more than 1 million job gains last month, tens of millions of Americans are out of work and considering their 
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    &lt;a href="https://grow.acorns.com/how-to-pivot-your-career/" target="_blank"&gt;&#xD;
      
           next career moves
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           . For those using this time to start their own side businesses and doing so on a budget, here are three tips from entrepreneurs who started now-six-figure businesses with just a few hundred bucks.
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           Start a business where you are the service
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           ﻿
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          ﻿
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    &lt;a href="https://grow.acorns.com/start-side-hustle-with-small-budget/" target="_blank"&gt;&#xD;
      
           Jen Glantz
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            launched Bridesmaid for Hire as a side hustle with only $250. Now she brings in six figures a year. Glantz suggests beginning your side hustle by “mining your skills,” she says, and asking yourself two questions: What do you enjoy doing, and why do people usually come to you for help.
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           If you 
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    &lt;a href="https://grow.acorns.com/how-to-start-a-business/" target="_blank"&gt;&#xD;
      
           start a business
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            by leaning into a skill set you already have and are good at, you’ll save yourself the time and money it might take to learn something new. Plus, you’ll have the confidence of knowing you’re offering something that has already benefited people.
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           “If you can start a business where you are the one providing the service,” Glantz told Grow, “your start-up costs can be relatively low.”
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           Make your service personal
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           Depending on what your side hustle is, there are likely ways to personalize it for your customers, says 
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    &lt;a href="https://grow.acorns.com/how-to-build-six-figure-income-with-side-hustle/" target="_blank"&gt;&#xD;
      
           Vix Reitano
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           , whose digital marketing side-hustle-turned-full-time-job now brings in six figures per year.
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           Say you’re a 
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    &lt;a href="https://grow.acorns.com/ryan-stewart-started-ryan-for-dogs-as-a-side-hustle/" target="_blank"&gt;&#xD;
      
           dog walker
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           : You might ask your clients the most convenient times for you to walk their dogs, if there are special treats a dog might like to have on their walk, and so on. Asking these questions won’t cost you anything, and they’ll make clients feel like you care about them, specifically.
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           Personalization “helps you with your new business acquisition goals,” she says, “and also retains clients because people care about people who care about other people.”
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           Build an affordable website
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           When starting a side hustle or business, many entrepreneurs stress the importance of having your own website, a place clients can find you and learn about your services. It doesn’t have to cost much, if anything.
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           “If you wanted to build a site to launch a coaching or consulting business as a side hustle, for example,” says author and leading business strategist 
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           Scott Steinberg
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           , “you could install WordPress (free), grab a pre-made web template from ThemeForest ($5 and up) or TemplateMonster, and get access to a variety of free, and royalty-free, graphics from
          &#xD;
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    &lt;a href="https://www.stocksnap.io/" target="_blank"&gt;&#xD;
      
            StockSnap.io
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           .”
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           “A host of
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            free and value-priced WordPress website plug-ins
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            can help you add functionality from newsletters to membership or subscription services to online courses you teach,” he adds.
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           Once you know what service you’ll offer as your side hustle, you’ve figured out how to personalize it for clients, and you’ve built yourself a website, don’t forget to use free tools like Twitter and Instagram to help promote your work and build client relationships.
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           Especially now, as people continue to social distance, they remain “glued to their phones because they are craving some sort of social interaction,” says Elma Beganovich, co-founder of influencer marketing agency 
          &#xD;
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    &lt;a href="https://www.amraandelma.com/" target="_blank"&gt;&#xD;
      
           Amra &amp;amp; Elma
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           . Embrace this opportunity to use those platforms and capture some of that audience.
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            ﻿
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           ﻿
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          ﻿
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      <pubDate>Mon, 24 Aug 2020 04:58:40 GMT</pubDate>
      <guid>http://www.businessiswarfare.org/3-tips-for-building-a-successful-side-hustle-for-less-from-experts-who-now-make-6-figures</guid>
      <g-custom:tags type="string" />
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    <item>
      <title>Get A Comfortable Chair: Permanent Work From Home Is Coming</title>
      <link>http://www.businessiswarfare.org/get-a-comfortable-chair-permanent-work-from-home-is-coming</link>
      <description>Get A Comfortable Chair Permanent Work From Home Is Coming</description>
      <content:encoded>&lt;h3&gt;&#xD;
  
         Indefinite. Or even permanent. These are words companies are using about their employees working from home.
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         It's three months into a huge, unplanned social experiment that suddenly transported the white-collar workplace from cubicles and offices to kitchens and spare bedrooms. And many employers now say the benefits of remote work outweigh the drawbacks.
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          Tech companies Twitter and Facebook captured headlines with announcements about permanent work from home. But the news from a 94-year-old company based in the heartland — Columbus, Ohio — may have been even more significant. Nationwide Insurance is shutting five regional offices since remote work has gone off so smoothly during the pandemic. And thousands of employees will permanently ditch their commutes for home offices.The body content of your post goes here. To edit this text, click on it and delete this default text and start typing your own or paste your own from a different source.
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          Nationwide CEO Kirt Walker says it's been a popular decision at the company. "Overwhelming. Hundreds of emails and cards and letters and phone calls. 'Thank you for doing this.' So I think we got it right," he says.
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          It's all about the money
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          Saving money is always an attractive proposition for businesses, especially these days. And that's likely to drive the shift to remote work, according to Kate Lister, who consults with companies on the future of work as president of Global Workplace Analytics.
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          "Going into a recession, an economic downturn, those CEOs are laying awake at night thinking of all those buildings that they're heating ... productivity is continuing without being at the office. And saying, 'Wow, I think we could use for a change here.' "
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          One potential change: Demand for commercial real estate falls due to the growth of remote work and the realities of a painful economic downturn. For example, 90% of the 60,000 employees at investment bank Morgan Stanley have been working remotely during the pandemic. Lesson learned, according to Morgan Stanley CEO James Gorman.
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          "I think, yes, we will have less footprint," Gorman told Bloomberg Television, referring to office space. "I think that's highly likely. We've proven we can operate with effectively no footprint."
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          Office space is expensive
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          Other major companies, such as the investment bank Barclays and Oreo-maker Mondelez International also expect to use less real estate as more employees work from home. Nationwide says costs will be significantly lower with so many employees working from home instead of offices, and it intends to return the savings to customers in lower premiums.
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          According to Global Workplace Analytics, "a typical employer can save about $11,000 year for every person who works remotely half of the time." And workers can bank between $2,500 and $4,000 a year working remotely half time.
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          But remote work all the time isn't popular with either bosses or workers.
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          Gorman says he wouldn't want Morgan Stanley's employees working from home exclusively. And that seems to be the prevalent view for both management and employees. A Global Workplace Analytics survey says the sweet spot for workers is splitting the week between home and office.
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          "If I were to have it my way, I would probably work from home three days and go into the office two," says Matthew Shultz, a plumbing designer who lives in Fort Worth, Texas. Normally he drives an hour each day to get to an office in Dallas. But these days he pads over to a guest bedroom at home and fires up his computer.
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          "You know I'm sitting here wearing shorts and a T-shirt, and I've got my two cats just running around all through the house," he says. "It's kind of weird, but at the same time it's more comfortable. And I feel like I'm a lot more relaxed here than I am in in the office."
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          Shultz says he gets at least as much done from home as in the office. That reflects the Global Workplace Analytics survey showing 77% of workers say they're fully productive at home. And managers are largely satisfied with their work performance.
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          "The biggest holdback against remote work for the past 20 years has been middle managers who didn't trust their employees to do it," Lister says. "And the biggest difference between managers who support it and those who don't is those who have done it." Now that the results are in from the grand experiment, Lister says she expects much of that resistance to melt away.
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          These assessments are significant because telecommuting has become so prevalent during the pandemic. Estimates of workers doing their jobs from home range from about a third to nearly half.
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          That would include people such as Raul Maestri, a mortgage underwriter from Miami who was telecommuting even before the pandemic. When offered a position working from home in 2016, Maestri was initially skeptical. "I spent 20-plus years in the corporate environment, going to the office," he says.
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          But now he's a dedicated fan. Maestri says he misses the banter with colleagues and the hum of activity at the office but says there are just so many advantages to working from home, from saving money on gas and dry cleaning to his emotional state of mind.
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          "I'm generally happier and feel less stress working from home," he says.
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          Silence is an issue
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          Now the caveats. About half of working Americans can't do their work remotely. Not even during a dangerous pandemic. And for those workers who can do their jobs from home, there are potential downsides.
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          Judith Olson is a professor of informatics at the University of California, Irvine who has been studying what she calls "distance learning" for about 30 years. She has some warnings. Collaboration with colleagues can suffer. You can feel lonely and isolated. "The hardest thing for somebody to deal with long distance is silence," she says.
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          It's easy to feel like you have disappeared from the heart of the company, Olson says, missing out on the casual chats and the important decisions. "Basically blind and invisible. So you have to take all kinds of extra effort to make sure that you coordinate well with the people that you're working with."
         &#xD;
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          And Olson has one other piece of advice for remote workers: Make sure you've got an ergonomic chair for your home office. You don't want to throw out your back.
         &#xD;
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      <pubDate>Wed, 24 Jun 2020 06:39:37 GMT</pubDate>
      <guid>http://www.businessiswarfare.org/get-a-comfortable-chair-permanent-work-from-home-is-coming</guid>
      <g-custom:tags type="string" />
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/Get+A+Comfortable+Chair+Permanent+Work+From+Home+Is+Coming.jpg">
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    <item>
      <title>The office as we knew it is dead?</title>
      <link>http://www.businessiswarfare.org/the-office-as-we-knew-it-is-dead-remote-workers-here-to-stay-maybe</link>
      <description />
      <content:encoded>&lt;h3&gt;&#xD;
  
         Remote work is here to stay...maybe
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           Coronavirus has changed the office forever.
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            The dense, urban, open-floor plan office has been the defining feature of offices over the last 20 years, with tightly packed flexible-office and coworking locations from companies like WeWork the biggest exemplars of the trend. A recent report by JLL found that up to 70% of all office spaces in the first quarter of 2020 were mostly or partially open floor offices. 
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            These sorts of offices are nightmares for the transmission of a virus that feeds on density, and they may end up as artifacts of the pre-pandemic start of the 21st century. Remote work, rumored to be waiting in the wings to kill the traditional office since the invention of the fax machine, has finally had its day. 
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             read more here:
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        &lt;a href="https://www.businessinsider.com/coronavirus-pandemic-wont-kill-office-but-it-will-change-forever-2020-4?utm_source=notification&amp;amp;utm_medium=referral" target="_blank"&gt;&#xD;
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              https://www.businessinsider.com/coronavirus-pandemic-wont-kill-office-but-it-will-change-forever-2020-4?utm_source=notification&amp;amp;utm_medium=referral
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      <pubDate>Sat, 09 May 2020 16:02:35 GMT</pubDate>
      <author>Digitalseoinc@gmail.com (Eric Brown)</author>
      <guid>http://www.businessiswarfare.org/the-office-as-we-knew-it-is-dead-remote-workers-here-to-stay-maybe</guid>
      <g-custom:tags type="string" />
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      <title>How BOSS UP Can Actually Help You Start Your Business...With Money You Didn't Realize You Already Had!</title>
      <link>http://www.businessiswarfare.org/how-boss-up-can-help-you</link>
      <description>How Boss Up can help you start your business with your own money!</description>
      <content:encoded>&lt;h3&gt;&#xD;
  
         Most people may be making a big tax mistake.......
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    &lt;img src="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/black-entrepreneurs.jpg" alt="" title=""/&gt;&#xD;
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&lt;/xml&gt;&lt;![endif]--&gt;    &lt;!--[if gte mso 9]&gt;&lt;xml&gt;
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  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Subtle 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Web 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Balloon Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" Name="Table Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
   Name="Table Theme"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" SemiHidden="true" Name="Revision"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="34" QFormat="true"
   Name="List Paragraph"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="30" QFormat="true"
   Name="Intense Quote"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="19" QFormat="true"
   Name="Subtle Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="21" QFormat="true"
   Name="Intense Emphasis"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="31" QFormat="true"
   Name="Subtle Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="32" QFormat="true"
   Name="Intense Reference"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="37" SemiHidden="true"
   UnhideWhenUsed="true" Name="Bibliography"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="39" SemiHidden="true"
   UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="41" Name="Plain Table 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="42" Name="Plain Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="43" Name="Plain Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="44" Name="Plain Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="45" Name="Plain Table 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="40" Name="Grid Table Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 4"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 5"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 5"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="Grid Table 1 Light Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"&gt;&lt;/w:LsdException&gt;
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  &lt;w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="Grid Table 6 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="Grid Table 7 Colorful Accent 6"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="51"
   Name="List Table 6 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="52"
   Name="List Table 7 Colorful Accent 1"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="46"
   Name="List Table 1 Light Accent 2"&gt;&lt;/w:LsdException&gt;
  &lt;w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"&gt;&lt;/w:LsdException&gt;
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&lt;![endif]--&gt;    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           Okay hear us out:
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           Tax season is a time many Americans
look forward to. While no one likes doing the paperwork associated with income
taxes, many filers are excited to get a big check from the IRS. And receiving a
refund check is extremely common. In fact, at least three-quarters of tax
returns submitted in recent years resulted in refunds being sent out.
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           Getting a big chunk of money back
may seem great, but in reality it's a big mistake and one you should correct by
adjusting your filing status for the next tax year.
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           Why is getting a refund a problem?
Let's find out
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           Why getting a tax refund is a big mistake
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           When
you receive a tax refund, you aren't getting free money -- you're getting your own
money back. You essentially gave the IRS an interest-free loan for all the
money you overpaid. And in doing so, you deprived yourself of the opportunity
to use that money for better things.
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           While
you might argue the money comes back to you and that overpaying taxes is a form
of forced savings, the problem is, you've missed out by not having the money.
You've missed out because:
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;b&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;b&gt;&#xD;
        
            You may need the money and not be able to access
     it: Living paycheck to paycheck is
     common among American households, many of whom lack an emergency fund. If you've sent in extra
     money to the IRS, it won't be available if you need it throughout the
     year. You may have to incur debt, which would cost you in interest, until
     you can get your money back. It's better to pay an appropriate amount to
     the IRS and set aside extra cash you'd have sent in to build at least a
     small emergency fund.
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;b&gt;&#xD;
        
            You may pay more in interest on debt: Many Americans who receive a tax refund use the funds
     to pay down debt. But, you've paid interest on your debt over the entire
     year while giving the IRS extra money. Say you owed $4,000 on a credit
     card charging 17% interest and were making payments of around $80 monthly
     on the card while overpaying the IRS by $230 per month. At the end of 12 months,
     you'd still owe $602-456-0427 on your card.  If you used your $2,760
     refund from the IRS toward the debt, you'd be left with $602-456-0427 to repay.
     But if you'd redirected the $230 you were loaning to the IRS and paid $310
     monthly to your card, you'd only owe $602-456-0427.  You'd be $602-456-0427
     better off.
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;b&gt;&#xD;
        
            You'll miss out on earning interest: Even if you don't have any debt, loaning money to the
     IRS is a bad deal because you miss out on a chance to put the money to
     work. If you invested $230 monthly at a 7% return, at the end of one year,
     you'd have $2,850.  If you'd given the money to the IRS, you'd
     have received only $2,760 back, so you'd have missed the chance for your
     money to earn you $90.
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;ul&gt;&#xD;
    &lt;li&gt;&#xD;
      &lt;b&gt;&#xD;
        
            You won't
           &#xD;
      &lt;/b&gt;&#xD;
      &lt;i&gt;&#xD;
        &lt;b&gt;&#xD;
          
             really
            &#xD;
        &lt;/b&gt;&#xD;
      &lt;/i&gt;&#xD;
      &lt;b&gt;&#xD;
        
            get back as much as
     you paid in: Technically,
     you get every dollar back that you overpaid on taxes. But your dollars are
     constantly losing value thanks to inflation. The $230 that you give the
     IRS in January won't have as much purchasing power when you get it back in
     tax season. It will likely be worth around $6 to $7 less, depending upon
     the inflation rate and when your refund comes. Avoid this loss in
     purchasing power by keeping your money and using it today rather than
     waiting a long time for the IRS to give it back to you.
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/li&gt;&#xD;
  &lt;/ul&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           Don't
miss out by giving too much to the IRS
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           You don't want to be among the
majority of Americans who miss out on using their money because they've
overpaid the IRS. It's too late for tax year 2019, but you can change your
withholding going forward so you don't pay in more than you need to. Then make
it a point to put the cash you save to good use by immediately investing it in
a savings account for an emergency fund, using it to pay down debt, or
otherwise putting it toward your financial goals. You're better at spending
your money than the IRS, so keep it in your pocket starting now.
          &#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      
           SO.....Now It's time to BOSSUP!
          &#xD;
    &lt;/b&gt;&#xD;
    &lt;!--StartFragment--&gt;    &lt;b&gt;&#xD;
      
           Did you know you can reallocate some of your current tax deductions to build your business?
&#xD;
      &lt;!--StartFragment--&gt;      &lt;b&gt;&#xD;
        
            Do you receive a regular paycheck? If you do we’ll show you how to utilize those deductions in your paycheck to get business or personal Credit, Start your own business, Investments and Early retirement with no out of pocket cost to You!
           &#xD;
      &lt;/b&gt;&#xD;
      &lt;!--EndFragment--&gt;                 We’ll show you how! Call Us at
           &#xD;
      &lt;font color="#0033bb"&gt;&#xD;
        &lt;u&gt;&#xD;
          
             602-456-0427
            &#xD;
        &lt;/u&gt;&#xD;
      &lt;/font&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;b&gt;&#xD;
      
           and start putting your money to use!
          &#xD;
    &lt;/b&gt;&#xD;
    &lt;!--EndFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
        
            #BusinessIsWarfare
           &#xD;
      &lt;/a&gt;&#xD;
    &lt;/b&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
      &lt;b&gt;&#xD;
        
            #BossUp
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
      &lt;b&gt;&#xD;
        
            #BossUpBiz
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
      &lt;b&gt;&#xD;
        
            #BossUpProgram
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;a href="https://www.bossupbiz.com/"&gt;&#xD;
      &lt;b&gt;&#xD;
        &lt;!--StartFragment--&gt;      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;a href="https://www.BusinessOwnershipSupportSystem.com/"&gt;&#xD;
        
            https://www.BusinessOwnershipSupportSystem.com/
           &#xD;
      &lt;/a&gt;&#xD;
      &lt;!--EndFragment--&gt;    &lt;/b&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;a href="https://www.facebook.com/BossUpProgram/"&gt;&#xD;
      &lt;b&gt;&#xD;
        &lt;!--StartFragment--&gt;      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;a href="https://www.facebook.com/BusinessIsWarfare/"&gt;&#xD;
        
            https://www.facebook.com/BusinessIsWarfare/
           &#xD;
      &lt;/a&gt;&#xD;
      &lt;!--EndFragment--&gt;    &lt;/b&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;a href="https://twitter.com/BossUpBiz"&gt;&#xD;
      &lt;b&gt;&#xD;
        
            https://twitter.com/BossUpBiz
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;a href="https://www.linkedin.com/in/bossup"&gt;&#xD;
      &lt;b&gt;&#xD;
        
            https://www.linkedin.com/in/bossup
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;a href="https://www.instagram.com/BossUpProgram/"&gt;&#xD;
      &lt;b&gt;&#xD;
        
            https://www.instagram.com/BossUpProgram/
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;a href="https://plus.google.com/u/602-456-0427"&gt;&#xD;
      &lt;b&gt;&#xD;
        
            https://plus.google.com/u/602-456-0427
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;a href="https://studio.youtube.com/#/channel/UC8b3V6wMRe6WbvxCT2RxEzw"&gt;&#xD;
      &lt;b&gt;&#xD;
        
            https://studio.youtube.com/#/channel/UC8b3V6wMRe6WbvxCT2RxEzw
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;a href="https://vimeo.com/bossupbiz"&gt;&#xD;
      &lt;b&gt;&#xD;
        
            https://vimeo.com/bossupbiz
           &#xD;
      &lt;/b&gt;&#xD;
    &lt;/a&gt;&#xD;
    &lt;!--EndFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;br/&gt;&#xD;
  &lt;/p&gt;&#xD;
  &lt;!--EndFragment--&gt;  &lt;p&gt;&#xD;
  &lt;/p&gt;&#xD;
&lt;/div&gt;</content:encoded>
      <enclosure url="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/black-entrepreneurs-eca66dc7.jpg" length="59595" type="image/jpeg" />
      <pubDate>Sun, 10 Feb 2019 08:46:07 GMT</pubDate>
      <guid>http://www.businessiswarfare.org/how-boss-up-can-help-you</guid>
      <g-custom:tags type="string">#startabusiness,#bossup</g-custom:tags>
      <media:content medium="image" url="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/black-entrepreneurs-eca66dc7.jpg">
        <media:description>thumbnail</media:description>
      </media:content>
    </item>
    <item>
      <title>Boss Up Or Get Tossed Up!</title>
      <link>http://www.businessiswarfare.org/boss-up-or-get-tossed-up</link>
      <description>#BossUp - That’s what ‘’Boss Up’’ is, it’s being able to strive for greatness and going beyond your limits on your own terms…</description>
      <content:encoded>&lt;h3&gt;&#xD;
  
         #BossUp
        &#xD;
&lt;/h3&gt;&#xD;
&lt;div&gt;&#xD;
  &lt;a href="https://www.bossupbiz.com/" target="_top"&gt;&#xD;
    &lt;img src="https://irp-cdn.multiscreensite.com/217078d1/dms3rep/multi/black-entrepreneurs.jpg" alt="" title=""/&gt;&#xD;
  &lt;/a&gt;&#xD;
&lt;/div&gt;&#xD;
&lt;div data-rss-type="text"&gt;&#xD;
  &lt;p&gt;&#xD;
    &lt;!--StartFragment--&gt;  &lt;/p&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
        
            #BossUp
           &#xD;
      &lt;/a&gt;&#xD;
      &lt;br/&gt;&#xD;
      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;b&gt;&#xD;
      
           We as people have this mind frame of we are all bosses or want to be viewed as someone of power. Stepping into the real world is a test I don’t think any of us could prepare for. Tracing back we didn’t know what to expect.
           &#xD;
      &lt;br/&gt;&#xD;
      &lt;br/&gt;&#xD;
      
           Challenges, Accomplishments, and Fear. Are these the components of life? You are challenged to excel at moments you thought you’d never overcome, you are challenged to accomplish the beauty of life, finally you are challenged to fear what you think you can’t accomplish.
          &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;b&gt;&#xD;
      
           Question for us as a whole do we challenge ourselves and others to ‘’Boss up or Do we challenge to Get tossed up?’’ Before you can answer that question, let’s look at ‘’
           &#xD;
      &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
        
            Boss up
           &#xD;
      &lt;/a&gt;&#xD;
      
           ’’ to get a general meaning or standard to compare in order to answer this question.
           &#xD;
      &lt;br/&gt;&#xD;
      &lt;br/&gt;&#xD;
      
           To
           &#xD;
      &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
        
            ‘’Boss up’
           &#xD;
      &lt;/a&gt;&#xD;
      &lt;a href="https://www.bossupbiz.com/" target="_top"&gt;&#xD;
        
            ’
           &#xD;
      &lt;/a&gt;&#xD;
      
           it sounds like to take matters into your own hands to reach your goal of success, it’s taking the opportunities of life and going beyond your limits on your own terms; hint the meaning ‘’Do Thangs Your Way.’’
          &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
  &lt;/div&gt;&#xD;
  &lt;div&gt;&#xD;
    &lt;b&gt;&#xD;
      
           I was listening to an interview with Master P he did for complex hustle
          &#xD;
    &lt;/b&gt;&#xD;
    &lt;b&gt;&#xD;
      
           . The first thing he said was ‘’We live in a culture that’s a billion dollar business, but we create millionaires.’’ He goes on to talk about how we are satisfied with getting paid millions by someone, where they are making billions off of you.
           &#xD;
      &lt;br/&gt;&#xD;
      &lt;br/&gt;&#xD;
      
           The way I took this was, someone offered you a piece of pie, in your eyes it’s a big piece of the pie, about 45% of it, but in reality it’s only about 15% of the pie. Instead of settling for the 15% strive to make 85%.. Another example he used was Nike signing Lebron James from the Cleveland Cavaliers to a billion dollar lifetime contract.
           &#xD;
      &lt;br/&gt;&#xD;
      &lt;br/&gt;&#xD;
      
           Now a billion dollars, is a huge amount of money. According to Forbes 2016 data less than 2,000 people in this world are billionaires. Now every single person would have accepted that deal from Nike. Now that billion dollars Nike is giving Lebron is only 15% of the pie. Imagine if instead Lebron owned the product. You see the huge difference.
           &#xD;
      &lt;br/&gt;&#xD;
      &lt;br/&gt;&#xD;
      
           Master P’s interview spoke so much about how we want to shift people’s mind especially with this blog. Instead of being apart of someone else’s dream and creation while scrapping the crumbs from them, why not create and get the whole loaf of bread.
          &#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;br/&gt;&#xD;
  &lt;/div&gt;&#xD;
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           That’s
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      &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
        
            what ‘’Boss Up’’ is
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      &lt;/a&gt;&#xD;
      
           , it’s being able to strive for greatness and going beyond your limits on your own terms… Do Thangs Your Way. I believe that’s a reason many fail to boss up. They have the wrong definition of it. Today to boss up means to step your game up and get money.
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           It means so much more than that. A boss is a person with authority, someone who tries to improve the business, the one who makes the calls and explore things that others wouldn’t. A boss aren’t afraid to let people go who stand in their way of reaching their goal. Most people just say boss up without knowing the true meaning.
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           Another reason people don’t boss up is because they are afraid. Here’s a quote by Chimamanda Ngozi Adichie, ‘’ You can have ambition but not too much. You should aim to be successful but not too successful otherwise you will threaten the other.’’
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           When you’re living in a world where you’re discriminated against because the color of your skin, gender, religious beliefs and lifestyles, these things hold people back from reaching the full potential. Everyone was created for greatness beyond our wildest dreams, but we have allowed people and objects to hold us back far too long , we have been afraid to supersede ‘‘The Other’’.
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           It’s time to boss up and do what you have to do in order to reach that full potential. You’re going to lose sleep, you might have to distance yourself from family for a season, you’re going to have to give up a lot of free time.
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           Basically, its business before pleasure. So are you going to
           &#xD;
      &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
        
            Boss Up
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           or Get Tossed Up? — We are not a piece of the product, cause we are owning the product.
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    &lt;br/&gt;&#xD;
    
          By: DoThangsYourWay
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    &lt;a href="https://medium.com/search?q=DoThangsYourWay%20DoThangsYourWay"&gt;&#xD;
      
           https://medium.com/search?q=DoThangsYourWay%20DoThangsYourWay
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      &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
        
            #BossUp
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      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
        
            #BossUpBiz
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      &lt;br/&gt;&#xD;
      &lt;a href="https://www.businessownershipsupportsystem.com/" target="_top"&gt;&#xD;
        
            #BossUpProgram
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      &lt;a href="https://www.BossUpBiz.com"&gt;&#xD;
        &lt;!--StartFragment--&gt;      &lt;/a&gt;&#xD;
      &lt;a href="https://www.BusinessOwnershipSupportSystem.com/"&gt;&#xD;
        
            https://www.BusinessOwnershipSupportSystem.com/
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      &lt;a href="https://www.facebook.com/BossUpProgram/"&gt;&#xD;
        &lt;!--StartFragment--&gt;      &lt;/a&gt;&#xD;
      &lt;a href="https://www.facebook.com/BusinessIsWarfare/"&gt;&#xD;
        
            https://www.facebook.com/BusinessIsWarfare/
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      &lt;a href="https://twitter.com/BossUpBiz"&gt;&#xD;
        
            https://twitter.com/BossUpBiz
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      &lt;a href="https://www.linkedin.com/in/bossup"&gt;&#xD;
        
            https://www.linkedin.com/in/bossup
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      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
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      &lt;a href="https://www.instagram.com/BossUpProgram/"&gt;&#xD;
        
            https://www.instagram.com/BossUpProgram/
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      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;a href="https://plus.google.com/u/602-456-0427"&gt;&#xD;
        
            https://plus.google.com/u/602-456-0427
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      &lt;br/&gt;&#xD;
    &lt;/b&gt;&#xD;
    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;a href="https://studio.youtube.com/#/channel/UC8b3V6wMRe6WbvxCT2RxEzw"&gt;&#xD;
        
            https://studio.youtube.com/#/channel/UC8b3V6wMRe6WbvxCT2RxEzw
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      &lt;br/&gt;&#xD;
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    &lt;br/&gt;&#xD;
    &lt;b&gt;&#xD;
      &lt;a href="https://vimeo.com/bossupbiz"&gt;&#xD;
        
            https://vimeo.com/bossupbiz
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&lt;/div&gt;</content:encoded>
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      <pubDate>Tue, 12 Jun 2018 01:51:15 GMT</pubDate>
      <guid>http://www.businessiswarfare.org/boss-up-or-get-tossed-up</guid>
      <g-custom:tags type="string">BossUp,#bossup,bossupbiz,boss,up</g-custom:tags>
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